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  • Medicare and Medicaid 101: General Information

    It’s pretty easy to confuse Medicare and Medicaid, especially since they’re both government sponsored programs that pay for health care, nursing homes and long-term care costs. Often, the terms “Medicare” and “Medicaid” are used interchangeably, but it’s important to understand that these two programs are not the same. Generally speaking, Medicare is a health program for older people (65+), while Medicaid is for any person of any age who has limited income or resources. Read on to learn more about these two programs, why they’re needed, and what you need to do now to start planning for your future.

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    Ferrante & Dill LLC - Calvert County Lawyers
  • Resources for Drug and Alcohol Rehabilitation

    The entire United States is in the midst of one of the worst drug crises of the century. In the last decade, death rates as a direct result of opioid overdoses have risen among individuals between the ages of 25 and 44 in almost every racial group in the U.S. After a century of decreases, the death rate in this age group grew over 8% between 2010 and 2015. In Maryland specifically, opioid overdoses now rank with cancer, strokes and heart attacks among the top killers in the state. In 2016 alone nearly 2,000 people died from heroin and other opioid overdoses, about double the number of deaths in 2015. With that astonishing number in mind and several new news reports a day on how the crisis is worsening, it’s no wonder Maryland Governor Larry Hogan signed into law several new pieces of legislation aimed at educating the public and establishing measures that would serve to abate the current crisis. Governor Hogan also declared a state of emergency in March of this year saying, “This is about taking an all-hands-on-deck approach so that together we can save the lives of thousands of Marylanders.”

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  • Schools Out for Summer!

    We have two words for you: “Summer. Vacation.” It’s coming, sooner than you probably realize. No, really. Schools in our area all let out this week. Do you know where your children will be? Hopefully, thanks to this handy list of summer activities and camps we’ve compiled, they won’t be at home nagging you because *whiny voice* “they’re borrrredddd.” To alleviate adolescent summertime boredom and parental summertime rage stress, we hope you’ll turn to the list below for some much needed fun and relief. Keep in mind that this is not an exhaustive list, though hopefully it will at least point you in the right direction. Wherever your summer takes you, we hope it’s filled with relaxation, fun times and lasting memories.

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  • Why are postnuptial agreements on the rise?

    We’re probably more familiar with the term “prenuptial agreements” as we hear again and again the details of a failing celebrity marriage and all the gory details laid out in contracts that they sign well before walking down the aisle. What we probably don’t hear about as frequently are postnuptial agreements. So, what are they and what’s the difference? The term is pretty self-explanatory. While a prenuptial agreement is a contract entered into prior to marriage that dictates how the assets that each spouse brings into the marriage (and often assets accumulated during the marriage) would be divided in the event of a divorce, a postnuptial agreement is a contract of similar substance, but it’s one that is drawn up and signed by both spouses after they’ve said “I do”. A postnuptial agreement can come in the days, weeks, years; sometimes even decades after vows are exchanged. And according to a recent survey by the American Academy of Matrimonial Lawyers, 50% of divorce attorneys report an increase in spouses seeking a postnuptial agreement during the last three years.

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  • Pet Custody after Divorce

    For many people and couples, their pets are like their children (especially if they don’t have human children). They treat them almost the same as they would a child - they feed them, bathe them, take them to the doctor when they’re sick, play with them, and share their deep dark secrets with them. So what happens when that couple decides to get divorced? How is "custody" of the animal decided? It may sound cold or harsh, but when it comes to a divorce, the Maryland courts do not treat animals like children. They treat them like personal property, same as they would the dining room table, television set, or lawnmower. This means that (1) you can't assume that one of you will even get "custody"; and (2) there will be a monetary value placed on the pet that the court would take into consideration when dividing up all of the marital property. We often don’t consider pets unusual items to quibble over in a divorce but they do, unfortunately, become an after-thought in the divorce proceedings. It’s important to think about them early on in the divorce proceedings so you don’t end up arguing over them later on or, even worse, having the court order the pet to be sold along with the furniture!

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    Ferrante & Dill LLC - Calvert County Lawyers
  • Hidden Assets During Divorce

    In the heat of a divorce, when emotions are running high and the trust has gone out the window, it’s not a farfetched idea that your soon-to-be-ex could potentially be hiding valuable assets from you and your divorce attorneys. If your spouse comes to you and says they want a divorce and they’ve been thinking about it for a while, you would be wise to at least suspect that they may have taken steps to prepare for what’s to come. Including moving money around so that you don’t receive a fair share of the property when it’s all said and done. Or maybe you weren't that involved in managing the family's finances so you really have no idea what there might even be to hide? What can you do in that situation? You can’t outright accuse them because they would surely deny it and you’d undoubtedly just be adding kindling to the fire. Do you do some snooping of your own? Or do you hire a private investigator to do it for you? Well, actually, if you’ve hired a divorce attorney, you’ve already hired a private investigator of sorts. Keep reading to find out what we mean by that.

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    Ferrante & Dill LLC - Calvert County Lawyers
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