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  • Paying for College 101: Local and State Scholarship Information

    Let’s state the obvious, right off the bat: college is expensive. We all know that college costs in the last decade have ballooned; and at this point obtaining a college degree is nearly impossible without some sort of financial help. More often than not, that help may come in the form of grants or scholarships, and perhaps a personal or federal loan, or two…or maybe three. If you’re feeling overwhelmed by the idea of having to find and apply to grants and scholarships or fill out loan applications before submitting your Free Application for Federal Student Aid (FAFSA) by March 1st, we hope you’ll find this post helpful. We’ve compiled a list of resources- links to scholarships for Maryland residents, some specifically for southern Maryland residents. Many of the organizations offering these scholarships report that the funds often go un-awarded because they never receive applicants.

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    Ferrante & Dill LLC - Calvert County Lawyers
  • Partner Jennifer Dill Named to 2018 Super Lawyers Lists

    Ferrante and Dill is proud to announce that for the fourth consecutive year, partner Jennifer Dill has been named one of the Top 50 Women Lawyers in Maryland and one of the Top 100 Maryland Lawyers by Super Lawyers for 2018. In addition to this honor, Mrs. Dill has also been named a Top Family Law Attorney Maryland Super Lawyer

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    Ferrante & Dill LLC - Calvert County Lawyers
  • Partner Nicholas J. Ferrante Named to 2018 Super Lawyers List

    Ferrante and Dill is proud to announce that for the fourth consecutive year, Nicholas Ferrante has been named a Top Rated General Litigation Lawyer in Maryland by Super Lawyers for 2018. Mr. Ferrante first received the honor in 2012 and has received it consecutively since 2015. This exclusive honor is awarded to no more than 5% of attorneys in Maryland.

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    Ferrante & Dill LLC - Calvert County Lawyers
  • Medicare and Medicaid 101: Your Medicare Card Explained

    It’s sort of like your insurance card that has your basic information as well as provider and plan information. Soon after enrolling in Medicare, you’ll receive a red, white and blue Medicare card in the mail. If you’re automatically enrolled in Medicare, you’ll receive your card three months before your 65th birthday or within your 25th month of receiving disability benefits. Your Medicare card carries a host of important information: including whether you have Part A (Hospital Insurance) or Part B (Medical Insurance) or both, and the date that your coverage starts. Like your insurance provider card, it is important to carry your Medicare Card with you at all times, in the event that you require any kind of medical attention (i.e. hospital and doctor visits, both planned and unplanned).

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    Ferrante & Dill LLC - Calvert County Lawyers
  • Medicare and Medicaid 101: General Information

    It’s pretty easy to confuse Medicare and Medicaid, especially since they’re both government sponsored programs that pay for health care, nursing homes and long-term care costs. Often, the terms “Medicare” and “Medicaid” are used interchangeably, but it’s important to understand that these two programs are not the same. Generally speaking, Medicare is a health program for older people (65+), while Medicaid is for any person of any age who has limited income or resources. Read on to learn more about these two programs, why they’re needed, and what you need to do now to start planning for your future.

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    Ferrante & Dill LLC - Calvert County Lawyers
  • Resources for Drug and Alcohol Rehabilitation

    The entire United States is in the midst of one of the worst drug crises of the century. In the last decade, death rates as a direct result of opioid overdoses have risen among individuals between the ages of 25 and 44 in almost every racial group in the U.S. After a century of decreases, the death rate in this age group grew over 8% between 2010 and 2015. In Maryland specifically, opioid overdoses now rank with cancer, strokes and heart attacks among the top killers in the state. In 2016 alone nearly 2,000 people died from heroin and other opioid overdoses, about double the number of deaths in 2015. With that astonishing number in mind and several new news reports a day on how the crisis is worsening, it’s no wonder Maryland Governor Larry Hogan signed into law several new pieces of legislation aimed at educating the public and establishing measures that would serve to abate the current crisis. Governor Hogan also declared a state of emergency in March of this year saying, “This is about taking an all-hands-on-deck approach so that together we can save the lives of thousands of Marylanders.”

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    Ferrante & Dill LLC - Calvert County Lawyers
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